The Extended OptimumCare Program is a unique HMO program that limits your obligation to a five year saving period. It offers a one of a kind LifeCare program in the industry which enables the Cardholder to build up gradually a family health care fund while enjoying optimum LifeCare benefits which consists, among others, the following benefits and features:
- Guards you from any price increases through a 5-year saving plan with a level premium for 5 years.
- A yearly increase in the Maximum Amount of Coverage per Illness and Maximum Daily Room Rate upon first installment for your healthcare benefits.
- You continue to enjoy the increasing Maximum Amount of Coverage per Illness and Maximum Daily Room Rate for an additional period of 5 years after the saving period (without paying additional installment).
- Guarantees you the availability of an Extended Benefit Maximum for your medical benefits on the 11thyear and onwards.
- Builds your Extended Benefit Maximum through a guaranteed 5% yearly increase. If Inpatients Services and Special Procedures during the entire saving period are not availed of, however, the Extended Benefit Maximum increases by 8%.
- You can charge the Inpatients Services and Special Procedures plus Outpatient Privileges incurred by an immediate family member to the Extended Benefit Maximum on the 11thyear and onwards.
- Your Inpatients Services and Special Procedures comprised of:
- Hospitalization Benefits
- Emergency Care and
- Special Diagnostic and Laboratory Procedures
- Your built-in Outpatient Privileges Package comprised of
- Outpatient Services
- Annual Physical Examination
- Preventive Health Care
- Dental Care
- Other Services
- You have a Three-Way Maximum Life Insurance Package,
- Your full assistance in memorial service requirements
- Plus a multitude of additional features which includes among others:
- Coverage of Pre-existing Illness
- Additional Benefits during the 11th year and onwards
- Provisions on transfer and assignment
- Grace Period and
- Plan Termination Values.
Programs in CareHealth Plus assures you of a nationwide, 24-hour health protection made possible by a young and rising HMO Company owned and managed by business professionals in consortium with a nationwide medical services network of health care providers.
Through the CareHealth Plus Extended LifeCare Program, you will be able to do more than just provide for your present health needs; you will be safeguarding your future health requirements as well.